What to Ask a Builder Before You Hire Them

The questions that separate a reliable builder from one you'll regret hiring.

RenoHub · 18 June 2026 · 6 min read

Before hiring a builder, ask for references from recent, similar jobs you can actually contact; a full written itemised quote with inclusions and exclusions; proof of public liability insurance; relevant trade registrations (Gas Safe, NICEIC/NAPIT, TrustMark); a realistic timescale; and a clear process for pricing any extras. Always get at least three quotes.
Key takeaways
  • Always get a written, itemised quote — not a ballpark figure over the phone.
  • Ask for public liability insurance and check it is current.
  • For gas work, confirm Gas Safe registration; for electrics, NICEIC or NAPIT.
  • Agree a staged payment schedule tied to milestones — avoid large upfront deposits.
  • Clarify who will actually be on site and how variations will be agreed before any work starts.

Why this conversation matters

Hiring the wrong builder is one of the most expensive mistakes you can make on a renovation. Disputes about what was included, extras that appear without warning, work that stops when the money runs out — these situations are far easier to prevent than to fix. Most of them trace back to a conversation that never happened before work started.

The questions below are not about catching anyone out. A good builder will welcome them. They show you are serious, organised, and worth working with. If a contractor becomes evasive or offended, that tells you something useful too.

References and recent work

Ask for two or three references from jobs completed in the past 12–18 months, ideally work that is similar in scope to yours. Then actually contact them.

Good questions to ask a previous client: Did the job finish on budget? On time? Were there any unexpected extras, and how were they handled? Were the site and surrounding rooms kept reasonably clean? Would you use them again?

If the builder can offer to show you a completed job in person, take them up on it. Photographs are easily cherry-picked; a real kitchen extension or loft conversion speaks for itself.

Tip: A builder who has no recent local references, or who can only point you to jobs from several years ago, is worth approaching with caution — especially for larger projects.

A written, itemised quote

This is the single most important document in your whole project. A written quote is not just a price — it is a record of what has been agreed. Without it, disputes about what was included are almost impossible to resolve fairly.

A proper quote should set out:

If a builder offers only a rough ballpark figure or a single-line total, ask for a full breakdown. If they are reluctant to provide one, that is a red flag.

Get at least three written quotes before committing. The cheapest is not always the best value — compare scope carefully, because a lower price sometimes means less is included.

Payment schedule

Agree a staged payment schedule before work begins. Payments should be tied to clearly defined milestones — for example, completion of foundations, completion of structure, completion of first fix, and so on — rather than to dates on a calendar.

A small initial deposit (typically 10–20%) to cover materials ordered upfront is reasonable for larger jobs. Be cautious of any builder who asks for a large proportion of the total cost before work starts. If a contractor requires more than around 25–30% upfront, or insists on cash with no paper trail, walk away.

Never pay the full balance until you are satisfied the work is complete to the agreed standard. Keep a small retention — perhaps 5% — for a short period after completion, to cover any snags that emerge once the site is cleaned up.

Insurance and trade registrations

Ask to see proof of public liability insurance. This covers damage to your property or injury to a third party during the works. A reputable builder will produce the certificate without hesitation. Check the level of cover is adequate for your job — for larger projects, you want at least £1–2 million cover, though many builders carry £5 million or more.

For specialist trades, check the relevant registration:

Worth checking: Rules vary by location and change over time — this is general guidance, not legal or professional advice. Always confirm with your local planning authority / Building Control before you start work.

Timescales and who's on site

Ask when the builder can start and how long the job is expected to take. A realistic answer is specific: "We'd aim to start the week of 14 July, and the structural work should take around three weeks, with second fix and decorating four to five weeks after that." Vague answers ("a few weeks, maybe a couple of months") suggest the builder has not thought through the programme — or has too many jobs running at once.

Find out who will actually be on site every day. Many builders sub-contract significant parts of a job — plastering, electrical, plumbing. That is perfectly normal, but you want to know who is responsible for managing those trades and who your day-to-day contact will be. If the person quoting the job is rarely on site, ask who the site manager is.

How variations and extras are handled

Almost every renovation involves something unexpected. A wall that opens up to reveal old wiring that needs replacing. Dimensions that turn out to be different from the drawings. A product that is discontinued. How your builder handles these moments will define a large part of your experience.

Before work starts, agree in writing that any variation or extra will be costed and approved by you before it is carried out. This does not need to be a formal contract — a simple statement in the quote or a short email exchange is enough. What matters is that neither side can spend your money without the other's agreement.

Be wary of builders who are vague about extras, or who present large variation invoices at the end of a job. The time to have this conversation is before the work starts, not after.

Red flags to watch for

How RenoHub helps

Once you have chosen your builder and received a written itemised quote, RenoHub's Contractor Works Tracker turns that document into a live project checklist. You import the builder's PDF quote, and RenoHub's AI extracts every section and line item — groundworks, structure, first fix, finishes — into a tracker you update as work progresses. You can see at a glance what has been completed, what is outstanding, and how actual spending compares to the quoted price.

This is especially useful when managing variations. Every time an extra is agreed, you record it in the tracker. By the time the final invoice arrives, there should be no surprises — you have a complete picture of what was agreed, what was completed, and what was spent.

RenoHub also keeps all your project documents in one place: the quote, any revised quotes, insurance certificates, Gas Safe certificates, NICEIC completion certificates, building control sign-off — everything organised and accessible from your phone. No more hunting through email threads when a query comes up six months later.

RenoHub is an iPhone app. Your data stays on your device and in iCloud — it never passes through RenoHub's servers.

RenoHub keeps your whole renovation in one place — documents, budget, tasks and contractor quotes. It's free for life if you download before 30 September 2026.

Get RenoHub — free

Frequently asked questions

How many quotes should I get before hiring a builder?

Most advisers suggest getting at least three written, itemised quotes for any significant job. This gives you a realistic sense of the going rate and lets you compare scope as well as price — sometimes quotes differ because one builder has excluded something the others included.

Is it normal for a builder to ask for a deposit?

A modest deposit — typically 10–20% — is reasonable for a larger job, covering materials ordered upfront. Be cautious if a builder asks for more than 25–30% before work starts, or insists on cash. Agree a staged payment schedule tied to clearly defined milestones before work begins.

What insurance should a builder have?

At minimum, public liability insurance — this covers damage to your property or injury to a third party during the work. Reputable builders will show you their certificate without hesitation. For specialist trades, check Gas Safe registration for any gas work, and NICEIC or NAPIT approval for electrical work.

What should a written quote from a builder include?

A good written quote should list every section of work with individual line-item costs, the materials and finishes specified, what is explicitly excluded, the total price (and whether VAT is included), a projected start and finish date, and how variations or extras will be priced and agreed.